Investing is all about common sense. Owning a diversified portfolio of stocks and holding it for the long term is a winner´s game. Trying to beat the stock market is theoretically a zero-sum game (for every winner, there must be a loser), but after the substantial costs of investing are deducted, it becomes a loser´s game. Common sense tells us, and history confirms, that the simplest and most efficient investment strategy is to buy and hold all of the nation´s publicly held businesses at very low cost. The classic index fund that owns this market portfolio is the only investment that guarantees you your fair share of stock market returns. To learn how to make index investing work for you, there´s no better mentor than legendary mutual-fund industry veteran John C. Bogle. Over the course of his long career, Bogle, founder of the Vanguard Group and creator of the world´s first index mutual-fund, has relied primarily on index investing to help Vanguard´s clients build substantial wealth. Now, with The Little Book of Common Sense Investing, he wants to help you do the same. Filled with in-depth insights and practical advice, The Little Book of Common Sense Investing will show you how to incorporate this proven investment strategy into your portfolio. It will also change the very way you think about investing. Successful investing is not easy. (It requires discipline and patience.) But it is simple - for it´s all about common sense. 1. Language: English. Narrator: Thom Pinto. Audio sample: http://samples.audible.de/bk/aren/000602/bk_aren_000602_sample.mp3. Digital audiobook in aax.
Bayesian Methods in Finance explains and illustrates the foundations of the Bayesian methodology in clear and accessible terms. It provides a unified examination of the use of the Bayesian theory and practice to analyze and evaluate asset management. With this book as their guide, readers will learn how to use Bayesian methods, and notably, the Markov Chain Monte Carlo toolbox, to incorporate the prior views of a fund manager into the asset allocation process, estimate and predict volatility, improve risk forecasts, calculate option prices, and combine the conclusions of different models. Bayesian Methods in Finance clearly shows readers how to apply this approach to the world of investment management, risk management, asset pricing, and corporate finance.
Your money can change the world. The Impact Investor: Lessons in Leadership and Strategy for Collaborative Capitalism offers precise details on what exactly impact investing entails, embodied in the experiences and best and proven practices of some of the world´s most successful impact investors, across asset classes, geographies, and areas of impact. The audiobook discusses the parameters of impact investing in unprecedented detail and clarity, providing both context and tools to those eager to engage in the generational shift in the way finance and business is being approached in the new era of collaborative capitalism. The book presents a simple thesis with clarity and conviction: ´´Impact investing can be done successfully. This is what success looks like, and this is what it requires.´´ With much-needed lessons for practitioners, the authors view impact investing as a harbinger of a new, more ´´multilingual´´ (cross-sector), transparent, and accountable form of economic leadership. The Impact Investor: Lessons in Leadership and Strategy for Collaborative Capitalism serves as a resource for a variety of players in finance and business, including: Investors: It demonstrates not only the types of investments that can be profitable and impactful but also details best practices that, with roots in impact investing, will increasingly play a role in undergirding the success of all investment strategies. Wealth advisors/financial services professionals: With unprecedented detail on the innovative structures and strategies of impact investing funds, the book provides guidance to financial institutions on how to incorporate these investments in client portfolios. Foundations: The book explores the many catalytic and innovative ways for for-profit and nonprofit investors to partner, amplifying the potential social and environmental impacts of philanthropic spending and market-rate endowment investment. PLEASE NOTE: 1. Language: English. Narrator: Tim Reynolds. Audio sample: http://samples.audible.de/bk/adbl/021410/bk_adbl_021410_sample.mp3. Digital audiobook in aax.
An up close look at an investment strategy that can handle today´s uncertain financial environment. Market uncertainty cannot be eliminated. So rather than attempt to do away with it, why not embrace it? That is what this book is designed to do. The Permanent Portfolio takes you through Harry Browne´s Permanent Portfolio approach - which can weather a wide range of economic conditions from inflation and deflation to recession - and reveals how it can help investors protect and grow their money. Written by Craig Rowland and Mike Lawson, this reliable resource demonstrates everything from a straightforward four-asset Exchange Traded Fund (ETF) version of the strategy all the way up to a sophisticated approach using Swiss bank storage of selected assets for geographic and political diversification. In all cases, the authors provide step-by-step guidance based upon personal experience. This timeless strategy is supported by more than three decades of empirical evidence The authors skillfully explain how to incorporate the ideas of the Permanent Portfolio into your financial endeavors in order to maintain, protect, and grow your money. Includes select updates of Harry Browne´s Permanent Portfolio approach, which reflect our changing times The Permanent Portfolio is an essential guide for investors who are serious about building a better portfolio. 1. Language: English. Narrator: Mark Delgado. Audio sample: http://samples.audible.de/bk/adbl/008902/bk_adbl_008902_sample.mp3. Digital audiobook in aax.
Phil’s finally graduated. He has an impressive new job at a hedge fund and a spacious Manhattan apartment. He even has a sexy roommate he met during college. Sure, she just wants to be friends, but he’s cool with that...until she comes home with another man. Phil quickly finds himself desperate to be with Melanie in any way he can. Lucky for him, Melanie is happy to oblige. Phil doesn’t know Melanie paid her way through college by being a professional dominatrix, but he’s about to be enrolled in a school that, until now, he thought only existed in his wildest fantasies, and sometimes...his worst nightmares.This novel incorporates the following fetishes: corporal punishment, cuckolding, findom (financial domination), feminization, forced-bi, humiliation, strap-on (pegging), and various forms of worship (body, foot, high heel).For adults only. 1. Language: English. Narrator: Lauren Billingsley. Audio sample: http://samples.audible.de/bk/acx0/126529/bk_acx0_126529_sample.mp3. Digital audiobook in aax.
It all begins with a letter. Fall in love with Penguin Drop Caps, a new series of twenty-six collectible and hardcover editions, each with a type cover showcasing a gorgeously illustrated letter of the alphabet. In a design collaboration between Jessica Hische and Penguin Art Director Paul Buckley, the series features unique cover art by Hische, a superstar in the world of type design and illustration, whose work has appeared everywhere from Tiffany & Co. to Wes Anderson´s recent film Moonrise Kingdom to Penguin´s own bestsellers Committed and Rules of Civility. With exclusive designs that have never before appeared on Hische´s hugely popular Daily Drop Cap blog, the Penguin Drop Caps series debuted with an ´A´ for Jane Austen´s Pride and Prejudice, a ´B´ for Charlotte Brönte´s Jane Eyre, and a ´C´ for Willa Cather´s My Ántonia. It continues with more perennial classics, perfect to give as elegant gifts or to showcase on your own shelves. S is for Steinbeck. Unburdened by the material necessities of the more fortunate, the denizens of Cannery Row discover rewards unknown in more traditional society. Henry the painter sorts through junk lots for pieces of wood to incorporate into the boat he is building, while the girls from Dora Flood´s bordello venture out now and then to enjoy a bit of sunshine. Lee Chong stocks his grocery with almost anything a man could want, and Doc, a young marine biologist who ministers to sick puppies and unhappy souls, unexpectedly finds true love. Cannery Row is just a few blocks long, but the story it harbors is suffused with warmth, understanding, and a great fund of human values. First published in 1945, and drawn from Steinbeck´s memories of real inhabitants of Monterey, California, Cannery Row focuses on the acceptance of life as it is?both the loneliness of the individual and the exuberance of community.
Jewelry, long associated with luxury, is also becoming a medium for social responsibility and ethical values. Kyle Roderick, an authority on ethical jewelry, profiles fifteen designers who are at the forefront of refashioning the medium for today´s consumers. In the wake of Charles Leavitt´s insightful 2006 movie Blood Diamond, which told how conflict diamonds fund civil wars, the buying and wearing of ethically sourced and sustainably mined jewelry has become a priority in today´s luxury market. Bejeweled is the first book to cover this timely subject. Profiling leading international designers who are at the forefront of the ethical jewelry movement, this beautifully photographed publication examines how an ancient art is powering a green revolution in chic jewelry for everyone. Included are renowned designers such as Pippa Small, an early user of fair-mined gold, who employs local artisans to fabricate her one-of-a-kind pieces; Dewey Nelson, a Native American Hopi who incorporates 1,000-year-old tribal motifs in his reclaimed-silver pieces; and Loren Nicole, whose jewelry features intricate hand-carved gemstones and 22-karat gold alloyed in the same formula used by ancient Roman goldsmiths. Illustrated with exquisite photographs of individual pieces, featured both alone and on celebrities, who are turning the red carpet ´´green´´ by wearing ethically sourced jewelry, Bejeweled is for all gemstone and design fans.
Donors, leaders of nonprofits, and public policy makers usually have the best of intentions to serve society and improve social conditions. But often their solutions fall far short of what they want to accomplish and what is truly needed. Moreover, the answers they propose and fund often produce the opposite of what they want over time. We end up with temporary shelters that increase homelessness, drug busts that increase drug-related crime, or food aid that increases starvation. How do these unintended consequences come about and how can we avoid them? By applying conventional thinking to complex social problems, we often perpetuate the very problems we try so hard to solve, but it is possible to think differently, and get different results. Systems Thinking for Social Change enables listeners to contribute more effectively to society by helping them understand what systems thinking is and why it is so important in their work. It also gives concrete guidance on how to incorporate systems thinking in problem solving, decision making, and strategic planning without becoming a technical expert. Systems thinking leader David Stroh walks readers through techniques he has used to help people improve their efforts to end homelessness, improve public health, strengthen education, design a system for early childhood development, protect child welfare, develop rural economies, facilitate the reentry of formerly incarcerated people into society, resolve identity-based conflicts, and more. The result is a highly listenable, effective guide to understanding systems and using that knowledge to get the results you want. PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio. 1. Language: English. Narrator: Tia Rider. Audio sample: http://samples.audible.de/bk/acx0/147541/bk_acx0_147541_sample.mp3. Digital audiobook in aax.