Investing is all about common sense. Owning a diversified portfolio of stocks and holding it for the long term is a winner´s game. Trying to beat the stock market is theoretically a zero-sum game (for every winner, there must be a loser), but after the substantial costs of investing are deducted, it becomes a loser´s game. Common sense tells us, and history confirms, that the simplest and most efficient investment strategy is to buy and hold all of the nation´s publicly held businesses at very low cost. The classic index fund that owns this market portfolio is the only investment that guarantees you your fair share of stock market returns. To learn how to make index investing work for you, there´s no better mentor than legendary mutual-fund industry veteran John C. Bogle. Over the course of his long career, Bogle, founder of the Vanguard Group and creator of the world´s first index mutual-fund, has relied primarily on index investing to help Vanguard´s clients build substantial wealth. Now, with The Little Book of Common Sense Investing, he wants to help you do the same. Filled with in-depth insights and practical advice, The Little Book of Common Sense Investing will show you how to incorporate this proven investment strategy into your portfolio. It will also change the very way you think about investing. Successful investing is not easy. (It requires discipline and patience.) But it is simple - for it´s all about common sense. 1. Language: English. Narrator: Thom Pinto. Audio sample: http://samples.audible.de/bk/aren/000602/bk_aren_000602_sample.mp3. Digital audiobook in aax.
Proceedings of Select Standing Committee of the House of Commons on Banking and Commerce:March 6, 1934, to June 14, 1934, Bill No. 18, an Act Respecting Banks and Banking, Bill No. 19, an Act to Incorporate the Bank of Canada, Fifth Session of the Sevent Committee on Banking and Commerce
Why is ancient medicine the best medicine? Simply because it´s been around for so long! In modern times, pharmaceutical companies have created drugs that incorporate some of these herbs but they are often altered chemically or otherwise. Most drugs that your doctor will prescribe are produced in a lab and sold by large drug companies. Of course, these drugs have their place and do save some a lot of people from death or chronic illness. However, what is concerning is that so many ailments can be healed and so many symptoms can be eased by merely checking out what is already in your spice cabinet. I have created this audiobook to help people who are suffering needlessly from a variety of illnesses. I am not trying to debunk modern medicine or act as though people should simply give up on going to the doctor. The goal is to inform you of options and to encourage you to think about what you are eating and what you are ingesting. Just think. Ask questions. Be aware. This is your body and your life and if you don´t care then no one will. I want people to know that there are alternatives to traditional medicine and that the answer is not always to pop a pill. I would never advise that you ignore your doctor´s recommendations, however. If you are suffering from a life-threatening illness then you should certainly listen to your doctor. However, you may want to try some of these herbs in conjunction with the more modernized medical treatments. They have been in use for hundreds, even thousands of years, and many people have seen results from using these five herbal remedies. There are even modern studies that support that they do, indeed, work. If you have never tried using herbs for healing then it is worth mentioning that it will not require huge life changing choices. Many times you can simply 1. Language: English. Narrator: Trevor Clinger. Audio sample: http://samples.audible.de/bk/acx0/031386/bk_acx0_031386_sample.mp3. Digital audiobook in aax.
Since publication of the 4 th Edition of The Autoimmune Diseases in 2006, the understanding of the immune mechanisms underlying autoimmunity and autoimmune disease has significantly deepened and broadened. This fully revised 5 th Edition incorporates new material and combines common themes underlying inductive and effector mechanisms and therapies that relate generally to the autoimmune disorders. It discusses the biological basis of disease at genetic, molecular, cellular, and epidemiologic levels and includes expanded coverage of autoinflammatory disease and autoimmune responses to tumors. Gives a thorough and an important overview on the entire field, framing individual disease chapters with information that compares and contrasts each disorder and therapy Provides thorough, up-to-date information on specific diseases, along with clinical applications, in an easily found reference for clinicians and researchers interested in certain diseases Keeps readers abreast of current trends and emerging areas in the field Ensures that content is not only up-to-date, but applicable and relevant Since publication of the 4 th Edition of The Autoimmune Diseases in 2006, the understanding of the immune mechanisms underlying autoimmunity and autoimmune disease has significantly deepened and broadened. This fully revised 5 th Edition incorporates new material and combines common themes underlying inductive and effector mechanisms and therapies that relate generally to the autoimmune disorders. It discusses the biological basis of disease at genetic, molecular, cellular, and epidemiologic levels and includes expanded coverage of autoinflammatory disease and autoimmune responses to tumors. Gives a thorough and an important overview on the entire field, framing individual disease chapters with information that compares and contrasts each disorder and therapy Provides thorough, up-to-date information on specific diseases, along with clinical applications, in an easily found reference for clinicians and researchers interested in certain diseases Keeps readers abreast of current trends and emerging areas in the field Ensures that content is not only up-to-date, but applicable and relevant
West Virginia Corporations:How to Incorporate, Organize and Manage Them, With Forms for by-Laws, Agreements, Powers-of-Attorney, Notices of Meetings, Changing of Names, Increasing and Decreasing Capital Stock, New Agreements, &C. , And How to Issue Common W. E. Chilton
Persuasion has certain similarities with Emma, another late novel by Jane Austen. In both stories, the heroine is a young woman who lives with her widowed father, and who has an enduring attachment to her eventual spouse from the opening of the action. Persuasion also incorporates certain elements common to Austen´s earlier novels, such as characters from the military, visits to Bath and calculating and cynical suitors. In the end, Anne Elliot successfully combats the destructive vanity of her father and the machinations of her villainous cousin William, and settles down with her long-time beloved, the noble Captain Frederick Wentworth. Presented by The Online Stage Cast: Narrator: Linda Barrans Anne Elliot: P.J. Morgan Frederick Wentworth: David Prickett Sir Walter Elliot/Waiter: Andrew Coleman Lady Russell/Lady Dalrymple: Cate Barratt Mr. Shepherd/Mr. Musgrove: Denis Daly Mrs. Clay/Mrs. Smith: Elizabeth Chambers Mary Musgrove: Libby Stephenson Elizabeth Elliot/Henrietta Musgrove: Amanda Friday Mrs. Musgrove/Second Lady: Michele Eaton Mrs. Croft/Third Lady: Elizabeth Klett Charles Musgrove: Ben Stevens Admiral Croft: Craig Franklin Captain Harville: Andy Harrington Mr. Hayter/William Elliot: Russell Gold Audio edited by Libby Stephenson 1. Language: English. Narrator: Linda Barrans, P. J. Morgan, David Prickett, Andrew Coleman, Cate Barratt, Libby Stephenson, Amanda Friday. Audio sample: http://samples.audible.de/bk/mike/001829/bk_mike_001829_sample.mp3. Digital audiobook in aax.
This is the essential book for any health professionals whose role incorporates low intensity CBT. It introduces readers to the principles and skills of cognitive behaviour therapy, and guides them through the entire process of working with adult patients with common mental health problems. Beginning at the initial assessment, it takes students through the implementation of interventions to the management of ending. Detailed case studies illustrate each step of patients´ recovery journeys. This new edition: is updated in line with changes in the PWP curriculum and broader IAPT policies includes new chapters on working with older adults and patients with long-term conditions adds new exercises to help readers reflect on their own practice, and builds confidence to help them become outstanding practitioners.
By Aaron Shearer, Thomas Kikta, and Dr. Alan HirshAaron Shearer´s Classic Guitar Technique is used by serious guitarists all over the world and has long been one of the definitive classic guitar methods. The Shearer Method : Classic Guitar Foundations, Shearer´s final work, is the first in a series that encapsulates his lifetime experience as America´s premier classic guitar pedagogue. This new work is a step-by-step curriculum based on Aaron´s innovative and common sense approach that incorporates all the advantages of modern technology. The method includes 63 DVD videos for up-close aural and visual learning, 74 new solo and duet compositions and arrangements (made exclusively for this method by Dr. Alan Hirsh), as well as works by Sor, Carcassi, Giuliani, and more. Plus, recorded tracks masterfully illustrate nuance, tone, and musicality. The book even includes Alfred´s exclusive TNT software that allows you to slow down and loop tracks for careful practice. In addition, a complete online supplement is available for teachers and students that want a deeper understanding of Shearer´s work. The book does not replace Shearer´s original classic. It augments and expands on it in ways not imaginable in the early ´60s when the original was published. It´s a must-have to complete the library of any classic or fingerstyle guitarist! The Shearer Method Classic Guitar Foundations is not just a book but a media experience.
Human Trafficking Challenges and Opportunities for the 21st Century comprehensively outlines the international and regional legal regimes as they currently stand in relation to certain forms of human trafficking. It contends that human trafficking occurs across the globe, requiring international, regional and local responses that incorporate different actors, both state and non-state. The ten contributions in the book deal with some of the most common forms of human trafficking, including forced labour, sexual exploitation and child trafficking, presenting challenges and opportunities for change that are currently being debated, especially in the European Union. The edited collection puts forward proposals to EU draft legislation and strategy in relation to human trafficking as well as making suggestions for change at domestic level.